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European Union
L v Unicaja Banco SA (C-869/19)
Consideration of the question referred
30

L v Unicaja Banco SA (C-869/19)

Judgment of 17 May 2022law://eu/cjeu/2019/c-869-19/para_30@2026-11-12

30In this respect, the Court has ruled that, without effective review of whether the terms of the contract concerned are unfair, observance of the rights conferred by Directive 93/13 cannot be guaranteed (judgment of 4 June 2020, Kancelaria Medius, C‑495/19, EU:C:2020:431, paragraph 35 and the case-law cited).

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Grand Chamber
Case: C-869/19 · ECLI:EU:C:2022:397
Decided: 17 May 2022
Procedure: Preliminary reference · referred by the Tribunal Supremo (Supreme Court, Spain)
Applicant: L
Defendant: Unicaja Banco SA
Rapporteur: S. Rodin
Advocate General: E. Tanchev
Bench: 15 judges
K. Lenaerts, A. Arabadjiev, K. Jürimäe, C. Lycourgos, E. Regan, S. Rodin, I. Jarukaitis, M. Ilešič, J.-C. Bonichot, M. Safjan, F. Biltgen, P.G. Xuereb, N. Piçarra, L.S. Rossi, A. Kumin
Language: Spanish
Official: CURIA · EUR-Lex 62019CJ0869

Topics

Approximation of laws Consumer protection

History · 1 version

17 May 2022Reading

Connections

Interprets 1: Council Directive 93/13/EEC2 provisions
Cited by 10: FY v Profi Credit Polska S.A. w Bielsku Białej (C-582/21); VK and Others v BMW Bank GmbH and Others (C-38/21); GR REAL s. r. o. v PO and RT (C-351/23); CR and TP v Soledil Srl, sous concordat préventif (C-320/24); OF and Others v M.K (C-324/23); Eventmedia Soluciones SL v Air Europa Líneas Aéreas SAU (C-173/23); Getin Noble Bank S.A. and Others v TL (C-531/22)2 provisions; MF v Banco Santander SA (C-230/24); RTG v Tuk Tuk Travel SL (C-83/22); Cairo Network Srl and Others v Ministero delle Imprese e del Made in Italy and Others (C-764/23)
Cites 13: Council Directive 93/13/EEC; Charter of Fundamental Rights of the European Union (consolidated 2016); Francisco Gutiérrez Naranjo v Cajasur Banco SAU, Ana María Palacios Martínez v Banco Bilbao Vizcaya Argentaria SA (BBVA), Banco Popular Español SA v Emilio Irles López and Teresa Torres Andreu (C-154/15, C-307/15, C-308/15); VB and Others v BNP Paribas Personal Finance SA and AV and Others v BNP Paribas Personal Finance SA and Procureur de la République (C-776/19, C-777/19, C-778/19, C-779/19, C-780/19, C-781/19, C-782/19); Banco Primus SA v Jesús Gutiérrez García (C-421/14); LH v Profi Credit Slovakia s.r.o (C-485/19); Aleš Kuhar and Jožef Kuhar v Addiko Bank d.d (C-407/18); Asturcom Telecomunicaciones SL v Cristina Rodríguez Nogueira (C-40/08); Karel de Grote – Hogeschool Katholieke Hogeschool Antwerpen VZW v Susan Romy Jozef Kuijpers (C-147/16); Kancelaria Medius SA v RN (C-495/19)2 provisions; ERSTE Bank Hungary Zrt v Attila Sugár (C-32/14); EOS KSI Slovensko s.r.o. v Ján Danko and Margita Danková (C-448/17); Erika Jőrös v Aegon Magyarország Hitel Zrt (C-397/11)