- Bank Secrecy Act officer
means an individual responsible for ensuring compliance with the requirements mandated by subchapter II of chapter 53 of title 31 (commonly known as the “Bank Secrecy Act”);
- broker-dealer
means a broker and a dealer, as those terms are defined in section 78c(a) of title 15;
- covered agency
means—
- covered financial institution
means—
- credit union
has the meaning given the term in section 5301 of this title;
- customer
means any person or authorized representative of that person who utilized or is utilizing any service of a financial institution, or for whom a financial institution is acting or has acted as a fiduciary, in relation to an account maintained in the person’s name;
- delivery
has the meaning stated in rule 5(b) of the Federal Rules of Civil Procedure.
- depository institution
has the meaning given the term in section 1813(c) of this title;
- exploitation
means the fraudulent or otherwise illegal, unauthorized, or improper act or process of an individual, including a caregiver or a fiduciary, that—
- financial institution
has the same meaning as in subsections (a)(2) and (c)(1) of section 5312 of title 31, except that, for purposes of this section, such term shall include only such a financial institution any part of which is located inside any State or territory of the United States, the District of Columbia, Puerto Rico, Guam, American Samoa, the Commonwealth of the Northern Mariana Islands, or the United States Virgin Islands.
- financial record
means an original of, a copy of, or information known to have been derived from, any record held by a financial institution pertaining to a customer’s relationship with the financial institution;
- Government authority
means any agency or department of the United States, or any officer, employee, or agent thereof;
- holding company
means—
- insurance agency
means any business entity that sells, solicits, or negotiates insurance coverage;
- insurance company
has the meaning given the term in section 80a–2(a) of title 15;
- insurance producer
means an individual who is required under State law to be licensed in order to sell, solicit, or negotiate insurance coverage;
- investment adviser
has the meaning given the term in section 80b–2(a) of this title;
- investment adviser representative
means an individual who—
- law enforcement inquiry
means a lawful investigation or official proceeding inquiring into a violation of, or failure to comply with, any criminal or civil statute or any regulation, rule, or order issued pursuant thereto.
- person
means an individual or a partnership of five or fewer individuals;
- registered representative
means an individual who represents a broker-dealer in effecting or attempting to effect a purchase or sale of securities;
- senior citizen
means an individual who is not younger than 65 years of age;
- State
means each of the several States, the District of Columbia, and any territory or possession of the United States;
- State insurance regulator
has the meaning given the term in section 6735 of title 15;
- State securities or law enforcement authority
has the meaning given the term in section 78x(f)(4) of title 15;
- supervisory agency
means with respect to any particular financial institution, holding company, or any subsidiary of a financial institution or holding company, any of the following which has statutory authority to examine the financial condition, business operations, or records or transactions of that institution, holding company, or subsidiary—
- transfer agent
has the meaning given the term in section 78c(a) of title 15.