(a)a change equal to or higher than 1 %, in absolute terms, calculated for the first business day of the testing of the impact of the change to the institution’s choice of the subset of modellable risk factors, of the risk number Rn1 referred to in Article 2(4), point (a);
(b)any of the following:
(i)an increase equal to or higher than 15 %, in absolute terms, of the sum SIMA referred to in Article 2(1), point (b)(i);
(ii)a decrease equal to or higher than 10 %, in absolute terms, of the sum SIMA referred to in Article 2(1), point (b)(i);
(iii)an increase equal to or higher than 20 %, in absolute terms, of the risk number Rn1 referred to in Article 2(4), point (a);
(iv)a decrease equal to or higher than 15 %, in absolute terms, of the risk number Rn1 referred to in Article 2(4), point (a);
(v)a decrease of the ratio set out in paragraph 4, which leads to the following condition being met:Rchange ≤ 80 %where Rchange is the ratio set out in paragraph 4 with the implementation of the change to the choice of the subset of modellable risk factors.