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European Union
Commission Delegated Regulation (EU) 2022/2118
III
Article 14
2.
(d)

Commission Delegated Regulation (EU) 2022/2118

law://eu/reg/2022/2118/art_14__para_2__pnt_d@2026-11-13

Version in force onWhereEuropean Union

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Defined terms · 3

Show every defined term

credit agreement
refers to an agreement whereby an investor grants to a project owner credit in the form of a loan for a specific crowdfunding project, the following definitions shall apply:
default
means ‘default’ as defined in Article 1(1) of Delegated Regulation (EU) 2022/2115;
risk mitigation measure
shall mean a technique used by a project owner to reduce the credit risk associated with a loan, which can take either of the following forms:

eu/reg/2022/2118

Key facts

Type: Delegated regulation · Commission Delegated Regulation (EU) 2022/2118 · EEA relevant
Adopted: 13 Jul 2022
In force: 28 Nov 2022
Made by: Directorate-General for Financial Stability, Financial Services and Capital Markets Union, European Commission
Official: EUR-Lex 32022R2118 · ELI

Topics

credit crowdfunding disclosure of information exchange of information financial risk financial services investment provision of services technical standard Freedom of establishment Freedom to provide services

History · 1 version

28 Nov 2022Reading

This text since 28 Nov 2022

In force

(d)the expected default rates, determined in accordance with Article 4(1) of Delegated Regulation (EU) 2022/2115;

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Contents

1. The valuation of the loan referred to in Article 6(4), poi…
2. For the purposes of paragraph 1, the calculation of the li…
3. The valuation of the loan as referred to in Article 6(4),…

Contents

1. The valuation of the loan referred to in Article 6(4), poi…
2. For the purposes of paragraph 1, the calculation of the li…
3. The valuation of the loan as referred to in Article 6(4),…

Connections

Cites 1: Commission Delegated Regulation (EU) 2022/2115