20Articles 11 and 13 of Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC (OJ 2015 L 141, p. 73), as amended by Directive (EU) 2024/1640 of the European Parliament and of the Council of 31 May 2024 (OJ L, 2024/1640) (‘Directive 2015/849’), specify the customer due diligence to be carried out by obliged entities.