Judgment_paragraph 34 · Horyzont Niestandaryzowany Sekurytyzacyjny Fundusz Inwestycyjny Zamknięty v LC (C-339/23)

34Thus, the result of a failure to comply with the obligation to check the creditworthiness of the consumer might be that the latter concludes a credit agreement which puts him or her at risk of overindebtedness or bankruptcy. On the other hand, the consequences of a failure to comply with the obligations to provide information may vary considerably according to the specific obligation at issue, the seriousness of the breach depending, moreover, in practice on the number and significance of the missing items of information in that credit agreement. For example, such infringements may make it difficult for the consumer to compare credit offers or exercise rights under that credit agreement.

Horyzont Niestandaryzowany Sekurytyzacyjny Fundusz Inwestycyjny Zamknięty v LC (C-339/23)

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