Judgment_paragraph 80 · NB v Kutxabank SA (C-300/23)

80The relevant factors which the national court must take into account when carrying out the necessary checks in that regard include not only the content of the information provided by the lender in the negotiation of the loan agreement concerned, but also the fact that the main elements relating to the calculation of the reference index are easily accessible, on account of their publication (judgment of 13 July 2023, Banco Santander (Reference to an official index), C‑265/22, EU:C:2023:578, paragraph 56 and the case-law cited).

NB v Kutxabank SA (C-300/23)

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