34By way of derogation from that first subparagraph, the second subparagraph of Article 13(1) of Directive 2009/103 provides that certain victims may not be compensated by the insurance company, taking into account the situation which they have themselves created, namely in cases where the vehicle which caused the damage or injury was used or driven by persons who did not have express or implied authorisation to do so and where third party victims voluntarily entered that vehicle, knowing that it had been stolen (see, to that effect, order of 13 October 2021, Liberty Seguros, C‑375/20, EU:C:2021:861, paragraph 60 and the case-law cited).
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