25On the other hand, it refers to the judgment of 18 June 2020, Sparkasse Südholstein (C‑639/18, EU:C:2020:477), by which the Court of Justice held that Article 2(a) of Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC (OJ 2002 L 271, p. 16) must be interpreted as meaning that an agreed amendment to a loan contract cannot be categorised as a ‘contract concerning financial services’, within the meaning of that provision, where the amendment does no more than alter the originally agreed rate of interest, but does not extend the term of the loan contract or alter its amount, and where the original clauses of that contract provided for the agreement of such an amendment or, failing such agreement, the application of a variable interest rate.
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