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European Union
YQ and RJ v Getin Noble Bank S.A (C-287/22)
Consideration of the question referred
Substance
36

YQ and RJ v Getin Noble Bank S.A (C-287/22)

law://eu/cjeu/2022/c-287-22/para_36@2026-11-14

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Key facts

Court: Court of Justice · Ninth Chamber
Case: C-287/22 · ECLI:EU:C:2023:491
Decided: 15 Jun 2023
Procedure: Preliminary reference · referred by the Sąd Okręgowy w Warszawie XXVIII Wydział Cywilny (Regional Court (XXVIIIth Civil Division), Warsaw, Poland)
Applicants: YQ; RJ
Defendant: Getin Noble Bank S.A.
Rapporteur: O. Spineanu‑Matei
Advocate General: L. Medina
Bench: 3 judges
L.S. Rossi, S. Rodin, O. Spineanu‑Matei
Language: Polish
Official: CURIA · EUR-Lex 62022CJ0287

Topics

Approximation of laws Consumer protection

History · 1 version

15 Jun 2023Reading

36As a preliminary point, it should be borne in mind that the objective of Directive 93/13 is to ensure a high level of consumer protection (see, to that effect, judgment of 25 November 2020, Banca B., C‑269/19, EU:C:2020:954, paragraph 37).

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Judgment of 15 Jun 2023

Connections

Interprets 1: Council Directive 93/13/EEC3 provisions
Cited by 8: GR REAL s. r. o. v PO and RT (C-351/23); C.G. v Bezirkshauptmannschaft Landeck (C-548/21); „Ati-19“ EOOD v Nachalnik na otdel „Operativni deynosti“ – Sofia v Glavna direktsia „Fiskalen kontrol“ pri Tsentralno upravlenie na Natsionalna agentsia za prihodite (C-605/23); OF and Others v M.K (C-324/23)2 provisions; mBank S.A. and Others v BL and Others (C-396/24); Investcapital Ltd v M.H.S (C-509/24); R.S (C-582/23); Association Unedic délégation AGS de Marseille v V and Others (C-125/23)
Cites 16: Council Directive 93/13/EEC; VB and Others v BNP Paribas Personal Finance SA and AV and Others v BNP Paribas Personal Finance SA and Procureur de la République (C-776/19, C-777/19, C-778/19, C-779/19, C-780/19, C-781/19, C-782/19); Banca B. SA v A.A.A (C-269/19)2 provisions; Mohamed Aziz v Caixa d´Estalvis de Catalunya, Tarragona i Manresa (Catalunyacaixa) (C-415/11); Abanca Corporación Bancaria SA v Alberto García Salamanca Santos and Bankia SA v Alfonso Antonio Lau Mendoza and Verónica Yuliana Rodríguez Ramírez (C-70/17, C-179/17); Aleš Kuhar and Jožef Kuhar v Addiko Bank d.d (C-407/18); M.B. and Others v X S.A (C-6/22); A.H. v Zagrebačka banka d.d (C-567/20); Finanmadrid EFC SA v VA and Others (C-49/14); Openbaar Ministerie v Freddy Lucien Magdalena Kirschstein and Thierry Frans Adeline Kirschstein (C-393/17); Profi Credit Bulgaria v T.I.T (C-170/21); Max-Planck-Gesellschaft zur Förderung der Wissenschaften eV v Tetsuji Shimizu (C-684/16); NI and Others v Sociálna poisťovňa (C-799/19); Pannon GSM Zrt. v Erzsébet Sustikné Győrfi (C-243/08); M.D. v Országos Idegenrendészeti Főigazgatóság& (C-528/21); Ismael Fernández Oliva and Others v Caixabank SA and Others (C-568/14)