Judgment_paragraph 42 · AR and Others v PK SA and Others (C-618/21)

42Having said that, it should also be noted that the obligation to provide insurance cover against civil liability for damage caused to third parties by motor vehicles is distinct from the extent of the compensation to be afforded to them on the basis of the civil liability of the insured person. Whereas the former is defined and guaranteed by EU legislation, the latter is, essentially, governed by national law (judgment of 20 May 2021, K.S. (Costs of towing a damaged vehicle), C‑707/19, EU:C:2021:405, paragraph 23 and the case-law cited).