52In order to provide a useful answer to the referring court, it should also be noted that, in the context of a loan contract concluded with a seller or supplier, a natural person in the situation of a co-debtor falls within the concept of ‘consumer’ within the meaning of Article 2(b) of Directive 93/13, since he or she is acting for purposes which are outside his or her trade, business or profession and must, if he or she is, vis-à-vis that seller or supplier, in a situation analogous to that of the debtor, enjoy, together with the latter, the protection provided for by that directive (see, to that effect, judgment of 9 July 2015, Bucura, C‑348/14, not published, EU:C:2015:447, paragraphs 35 to 39).
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