29In addition, it should be borne in mind that, under Article 1 of Directive 2014/17, read in the light of recital 15 thereof, that directive lays down a common framework relating to certain aspects of the laws, regulations and administrative provisions of the Member States concerning agreements covering credit for consumers secured by mortgage or other credit relating to immovable property for residential use in order to ensure that consumers enjoy a high level of protection (see, to that effect, judgment of 15 October 2020, Association française des usagers de banques, C‑778/18, EU:C:2020:831, paragraph 34).
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