Skip to content

GlobalLawDBby GenieAI

Laws Search Sanctions Map Data Developers

Search the text of the law

Log in Get an API key

Laws Search Sanctions Map Data Developers

Log in Get an API key

The Global Law Database. Free to read, built for people and AI agents.

Explore

All laws
Search the text
Sanctions
Map of connections
Compare UK and EU

Developers

AI agents (MCP)
REST API
Bulk data
API keys

Coverage

United Kingdom
European Union
United States
Canada
Australia
France
Germany
Netherlands
Spain
Austria
Norway
Finland
Switzerland
Ireland

GlobalLawDB is made by GenieAI, London. It is not legal advice: check the official text before relying on it. Text comes from official publishers under their licences, listed on the Data page.

ThemeMatch my systemLightDark

European Union
VK and Others v BMW Bank GmbH and Others (C-38/21)
Consideration of the questions referred
Substance
Parts (a) to (d) of the fourth questio…
281

VK and Others v BMW Bank GmbH and Others (C-38/21)

Judgment of 21 Dec 2023law://eu/cjeu/2021/c-38-21/para_281@2026-11-10

281Nevertheless, in accordance with settled case-law, there is, in EU law, a general legal principle that EU law cannot be relied on for abusive or fraudulent ends (judgment of 26 February 2019, T Danmark and Y Denmark, C‑116/16 and C‑117/16, EU:C:2019:135, paragraph 70 and the case-law cited).

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Grand Chamber
Case: C-38/21 · ECLI:EU:C:2023:1014
Decided: 21 Dec 2023
Procedure: Preliminary reference · referred by the Landgericht Ravensburg (Regional Court, Ravensburg, Germany)
Applicants: VK; F.F. and 4 more
CR; AY; ML; BQ
Defendants: BMW Bank GmbH; C. Bank AG; Volkswagen Bank GmbH; Audi Bank
Rapporteur: M. Safjan
Advocate General: A.M. Collins
Bench: 15 judges
K. Lenaerts, L. Bay Larsen, K. Jürimäe, C. Lycourgos, E. Regan, F. Biltgen, N. Piçarra, Z. Csehi, M. Safjan, S. Rodin, P.G. Xuereb, I. Ziemele, J. Passer, D. Gratsias, M.L. Arastey Sahún
Language: German
Official: CURIA · EUR-Lex 62021CJ0038

Topics

Approximation of laws Consumer protection

History · 1 version

21 Dec 2023Reading

Connections

Interprets 2: Directive 2011/83/EU6 provisions; Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC
Cited by 15: Österreichische Datenschutzbehörde v F R (C-416/23)2 provisions; Mutuelle assurance des travailleurs mutualistes (Matmut) v TN and Others (C-236/23)3 provisions; Trenitalia SpA v Autorità Garante della Concorrenza e del Mercato (C-510/23); Brillen Rottler GmbH & Co. KG v TC (C-526/24); Eisenberger Gerüstbau GmbH v JK (C-564/24); St. Kliment Ohridski Primary Private School EOOD v QX (C-429/24); KI and FA v Mercedes-Benz Bank AG and Volkswagen Bank GmbH (C-143/23)7 provisions; European Central Bank and European Commission v Francesca Corneli (C-777/22); A.B. v Ministerstvo vnitra, Odbor azylové a migrační politiky (C-349/24); Lexitor sp. z o.o. v A. B. S.A (C-472/23); A. B. and F. B. v Slovenská sporiteľňa a.s (C-677/23); X BV v Staatssecretaris van Financiën (C-585/22)2 provisions; TC v Firma Haus Jacobus Alten- und Altenpflegeheim gGmbH (C-284/23); Konzernbetriebsrat der O SE & Co. KG v Vorstand der O Holding SE (C-706/22); NW and PQ v Országos Idegenrendészeti Főigazgatóság and Miniszterelnöki Kabinetirodát vezető miniszter (C-420/22)
Cites 24: Treaty on the Functioning of the European Union (consolidated 2016); Directive 2011/83/EU; Directive 2002/65/EC of the European Parliament and of the Council of 23 September 2002 concerning the distance marketing of consumer financial services and amending Council Directive 90/619/EEC and Directives 97/7/EC and 98/27/EC; Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC; Council Directive 85/577/EEC of 20 December 1985 to protect the consumer in respect of contracts negotiated away from business premises; LH v Profi Credit Slovakia s.r.o (C-485/19); Walbusch Walter Busch GmbH & Co. KG v Zentrale zur Bekämpfung unlauteren Wettbewerbs Frankfurt am Main eV (C-430/17); Thelen Technopark Berlin GmbH v MN (C-261/20); easyCar (UK) Ltd v Office of Fair Trading (C-336/03); Verbraucherzentrale Berlin eV v Unimatic Vertriebs GmbH (C-485/17); Ernst Georg Radlinger and Helena Radlingerová v Finway a.s (C-377/14); NK v MS and AS (C-208/19); Banif Plus Bank Zrt. v Márton Lantos and Mártonné Lantos (C-312/14); Home Credit Slovakia a.s. v Klára Bíróová (C-42/15); Verbraucherzentrale Berlin eV v DB Vertrieb GmbH (C-583/18); Andrea Francovich and Danila Bonifaci and others v Italian Republic (C-6/90); Froukje Faber v Autobedrijf Hazet Ochten BV (C-497/13); Nils-Johannes Kratzer v R+V Allgemeine Versicherung AG (C-423/15); Skatteministeriet v T Danmark and Y Denmark Aps (C-116/16, C-117/16)2 provisions; Edward Cussens and Others v T. G. Brosman (C-251/16); Annelore Hamilton v Volksbank Filder eG (C-412/06); Malvino Cervati and Società Malvi Sas di Cervati Malvino v Agenzia delle Dogane and Agenzia delle Dogane – Ufficio delle Dogane di Livorno (C-131/14); Eon Aset Menidjmunt OOD v Direktor na Direktsia ‘Obzhalvane I upravlenie na izpalnenieto’ — Varna pri Tsentralno upravlenie na Natsionalnata agentsia za prihodite (C-118/11); El Corte Inglés SA v Cristina Blázquez Rivero (C-192/94)