Judgment_paragraph 37 · ZG v Beobank SA (C-351/21)

37In that regard, it must be borne in mind that the Court has held that the liability regime for payment service providers laid down in Article 60(1) of Directive 2007/64 and in Articles 58 and 59 of that directive has been the subject of full harmonisation. That has the result that both a parallel liability regime in respect of the same operative event and a competing liability regime allowing the payment service user to trigger that liability on the basis of other operative events are incompatible with the directive (see, to that effect, judgment of 2 September 2021, C‑337/20, CRCAM, EU:C:2021:671, paragraphs 42 and 46).