31To that end, in the first place, it is for the national court, subject to the conditions laid down by domestic law, to assess ex officio whether a contractual term coming within the scope of Directive 93/13 is unfair and to exclude its application so that it does not produce binding effects with regard to the consumer concerned, unless that consumer objects (see, to that effect, judgment of 26 March 2019, Abanca Corporación Bancaria and Bankia, C‑70/17 and C‑179/17, EU:C:2019:250, paragraph 52 and the case-law cited).
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