71In fact, first, Article 8(2) of Directive 2015/849 states that the risk assessments to be carried out by the obliged entities must be documented, kept up-to-date and made available to the relevant competent authorities and self-regulatory bodies concerned. In that regard, recital 22 in the preamble to that directive states that the risk-based approach is not an unduly permissive option for Member States and obliged entities, but involves the use of evidence-based decision-making in order to target the risks of money laundering and terrorist financing facing the European Union and those operating within it more effectively.
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