Judgment_paragraph 3 · A.K. v Skarb Państwa (C-428/20)

3Article 1(1) and (2) of Second Directive 84/5 provided:1. The insurance referred to in Article 3(1) of [Council Directive 72/166/EEC of 24 April 1972 on the approximation of the laws of Member States relating to insurance against civil liability in respect of the use of motor vehicles, and to the enforcement of the obligation to insure against such liability (OJ, English Special Edition 1972(II), p. 360)] shall cover compulsorily both damage to property and personal injuries.2.Without prejudice to any higher guarantees which Member States may lay down, each Member State shall require insurance to be compulsory at least in respect of the following amounts:(a) in the case of personal injury, a minimum amount of cover of EUR 1000000 per victim or EUR 5000000 per claim, whatever the number of victims;(b) in the case of damage to property, EUR 1000000 per claim, whatever the number of victims.If necessary, Member States may establish a transitional period of up to five years from the date of implementation of Directive [2005/14], within which to adapt their minimum amounts of cover to the amounts provided for in this paragraph.Member States establishing such a transitional period shall inform the Commission thereof and indicate the duration of the transitional period.Within 30 months of the date of implementation of Directive [2005/14] Member States shall increase guarantees to at least a half of the levels provided for in this paragraph.’