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European Union
UK and Others v Volkswagen Bank GmbH and Others (C-33/20)
Consideration of the questions referred
Question 5 in Case C‑155/20 and Questi…
120

UK and Others v Volkswagen Bank GmbH and Others (C-33/20)

Judgment of 9 Sept 2021law://eu/cjeu/2020/c-33-20/para_120@2026-11-11

120In order to answer those questions, it must be observed that Directive 2008/48 does not contain provisions governing the abuse by a consumer of the rights conferred on him or her by that directive.

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Sixth Chamber
Case: C-33/20 · ECLI:EU:C:2021:736
Decided: 9 Sept 2021
Procedure: Preliminary reference · referred by the Landgericht Ravensburg (Regional Court, Ravensburg, Germany)
Applicants: UK; RT and 4 more
SV; BC; JL; DT
Defendants: Volkswagen Bank GmbH; Volkswagen Bank GmbH and 3 more
Skoda Bank; BMW Bank GmbH; Volkswagen Bank GmbH
Rapporteur: M. Safjan
Advocate General: G. Hogan
Bench: 3 judges
L. Bay Larsen, M. Safjan, N. Jääskinen
Language: German
Official: CURIA · EUR-Lex 62020CJ0033

Topics

Approximation of laws Consumer protection

History · 1 version

9 Sept 2021Reading

Connections

Interprets 1: Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC
Cited by 4: VK and Others v BMW Bank GmbH and Others (C-38/21)3 provisions; Eisenberger Gerüstbau GmbH v JK (C-564/24); KI and FA v Mercedes-Benz Bank AG and Volkswagen Bank GmbH (C-143/23)3 provisions; A. B. and F. B. v Slovenská sporiteľňa a.s (C-677/23)
Cites 10: Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC; Banca B. SA v A.A.A (C-269/19); Marc Gómez del Moral Guasch v Bankia SA (C-125/18); Árpád Kásler and Hajnalka Káslerné Rábai v OTP Jelzálogbank Zrt (C-26/13); Home Credit Slovakia a.s. v Klára Bíróová (C-42/15); Barbara Rust-Hackner and Others v Nürnberger Versicherung Aktiengesellschaft Österreich and Others (C-355/18, C-356/18, C-357/18, C-479/18); Skatteministeriet v T Danmark and Y Denmark Aps (C-116/16, C-117/16); Bundesverband der Verbraucherzentralen und Verbraucherverbände - Verbraucherzentrale Bundesverband e.V. v Deutsche Apotheker- und Ärztebank eG (C-380/19); JC v Kreissparkasse Saarlouis (C-66/19); UK and Others v Volkswagen Bank GmbH and Others (C-155/20)