Judgment_paragraph 95 · I.W. and R.W. v Bank BPH S.A (C-19/20)

95In that context, the consumer is entitled, after having been informed by the national court, not to assert the unfair and non-binding nature of a term, thus giving free and informed consent to the term in question (judgment of 3 October 2019, Dziubak, C‑260/18, EU:C:2019:819, paragraph 66).

I.W. and R.W. v Bank BPH S.A (C-19/20)

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