Judgment_paragraph 89 · A v O and G.W. and E..S. v A. Towarzystwo Ubezpieczeń Życie S.A (C-143/20)

89Given all of that, it is clear from a combined reading of Directive 2002/83 and Directive 2002/92 that, first, it is incumbent on the assurance undertaking, prior to concluding a group unit-linked contract, to communicate at least the information listed in Annex III(A) to Directive 2002/83 to the undertaking that is the policy holder under that contract, in accordance with Article 36(1) thereof.