42In particular, according to equally settled case-law, a borrower who has subscribed to a loan guaranteed by the public authorities of a Member State, like the beneficiary of a guarantee who does not have to pay any commission in return, normally obtains an advantage inasmuch as the financial cost that it bears is less than that which it would have borne if it had had to obtain that same financing and that same guarantee at market prices (see judgment of 3 April 2014, France v Commission, C‑559/12 P, EU:C:2014:217, paragraph 96 and the case-law cited).