Judgment_paragraph 83 · Profi Credit Polska S.A. and Others v QJ and Others (C-84/19, C-222/19, C-252/19)

83As the Advocate General observed, in essence, in point 62 of his Opinion, in so far as Article 385¹(1) of the Civil Code, which transposed Article 4(2) of Directive 93/13 into Polish law, confers a stricter scope on the exception established by that provision of EU law, by ensuring a higher level of protection for the consumer, which is, however, for the referring court to determine, it allows for a more extensive review of the possible unfairness of contractual terms that fall within the scope of that directive.