31Thus, in order to guarantee extensive consumer protection, in Article 3(g) of Directive 2008/48 the EU legislature broadly defines the ‘total cost of the credit to the consumer’ (judgment of 26 March 2020, Mikrokasa and Revenue Niestandaryzowany Sekurytyzacyjny Fundusz inwestycyjny Zamknięty, C‑779/18, EU:C:2020:236, paragraph 39 and the case-law cited).
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