23Thirdly, it follows from the actual wording of the first subparagraph of Article 3(1) of Regulation 2015/848 that the above considerations apply without distinction to all debtors, whether they are companies, legal persons or individuals. That general connecting factor for determining international jurisdiction for the purposes of opening insolvency proceedings and the approach based on objective criteria, ascertainable by third parties, which should be adopted for its application therefore apply a fortiori for individuals not exercising an independent business or professional activity.
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