Judgment_paragraph 44 · CY and Others v Caixabank SA and Banco Bilbao Vizcaya Argentaria SA (C-224/19, C-259/19)

44Caixabank contests the admissibility of the twelfth question referred in Case C‑224/19 and the Court’s jurisdiction to answer it, arguing, first, that the referring court has not provided the information necessary to answer that question, namely the national rules on the award of costs and the extent to which those rules may infringe the consumer rights guaranteed by Directive 93/13, and, secondly, that national rules on costs fall within the competence of the Member States.