45Although it follows that no special protection is justified where the parties concerned are insurance professionals, neither of which may be presumed to be in a weaker position than the other (judgment of 31 January 2018, Hofsoe, C‑106/17, EU:C:2018:50, paragraph 42 and the case-law cited), it is common ground that, in the present case, the third party insured, namely Grifs, is not an insurance professional.
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