14According to Article 1(1) of that directive, the latter ‘shall apply to credit institutions and their branches set up in Member States other than those in which they have their head offices, as defined in points (1) and (3) of Article 1 of Directive 2000/12/EC [of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions (OJ 2000 L 126, p. 1)], subject to the conditions and exemptions laid down in Article 2(3) of that Directive’.
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