74In the present case, it is apparent from settled case-law that the obligation to examine of their own motion the unfairness of certain terms and the presence of mandatory information in a credit agreement constitutes a procedural rule placed on the courts (judgment of 21 April 2016, Radlinger and Radlingerová, C‑377/14, EU:C:2016:283, point 77 and the case-law cited).
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