54In the case in the main proceedings, it is for the referring court to interpret the national law, as applicable at the material time — which in the present case is the date the agreement concerned was entered into, namely 1 October 2015 — in so far as possible in accordance with Directive 2008/48 as interpreted by the judgment of 9 November 2016, Home Credit Slovakia (C‑42/15, EU:C:2016:842), provided that a contra legem interpretation is not required.
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