Judgment_paragraph 34 · Antonio Romano and Lidia Romano v DSL Bank – a branch of DB Privat- und Firmenkundenbank AG, formerly DSL Bank – ein Geschäftsbereich der Deutsche Postbank AG (C-143/18)

34It is clear from Article 1(1) of Directive 2002/65, read in the light of recital 13 thereof, that, in principle, the directive is fully harmonising with regard to the matters it governs. Indeed, as recital 13 states, the Member States should not be able to adopt provisions other than those laid down in the directive in the fields it harmonises, unless otherwise specifically indicated in it.