23In that regard, the Court has previously held that banking transactions, such as granting credit on a commercial basis, concern, in principle, both the freedom to provide services within the meaning of Article 56 TFEU et seq. and the free movement of capital within the meaning of Article 63 TFEU et seq. (judgment of 3 October 2006, Fidium Finanz, C‑452/04, EU:C:2006:631, paragraph 43).
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