26The referring court recalls that Law DH 1 was adopted following, on the one hand, Decision No 2/2014 PJE of the Kúria (Supreme Court, Hungary) (Magyar Közlöny 2014/91, p. 10975), delivered i safeguard uniformity of civil law and, on the other hand, the judgment of 30 April 2014, Kásler and Káslerné Rábai (C‑26/13, EU:C:2014:282). Paragraph 3(1) of that law provides that terms of loan agreements concluded with consumers which relate to the difference in exchange rates and which have not been individually negotiated are void. That law requires such a term to be replaced, with retroactive effect, by a provision providing for the application of the official exchange rate of the currency concerned set by the National Bank of Hungary.
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