Skip to content

GlobalLawDBby GenieAI

Laws Search Sanctions Map Data Developers

Search the text of the law

Log in Get an API key

Laws Search Sanctions Map Data Developers

Log in Get an API key

The Global Law Database. Free to read, built for people and AI agents.

Explore

All laws
Search the text
Sanctions
Map of connections
Compare UK and EU

Developers

AI agents (MCP)
REST API
Bulk data
API keys

Coverage

United Kingdom
European Union
United States
Canada
Australia
France
Germany
Netherlands
Spain
Austria
Norway
Finland
Switzerland
Ireland

GlobalLawDB is made by GenieAI, London. It is not legal advice: check the official text before relying on it. Text comes from official publishers under their licences, listed on the Data page.

ThemeMatch my systemLightDark

European Union
Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek (C-176/17)
Consideration of the question referred
62

Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek (C-176/17)

Judgment of 13 Sept 2018law://eu/cjeu/2017/c-176-17/para_62@2026-11-10

62Indeed, without effective review of whether the terms of the contract concerned are unfair, observance of the rights conferred by Directive 93/13 cannot be guaranteed (judgment of 7 December 2017, Banco Santander, C‑598/15, EU:C:2017:945, paragraph 46 and the case-law cited).

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Second Chamber
Case: C-176/17 · ECLI:EU:C:2018:711
Decided: 13 Sept 2018
Procedure: Preliminary reference · referred by the Sąd Rejonowy w Siemianowicach Śląskich I Wydział Cywilny (District Court, Siemianowice Śląskie (First Civil Division), Poland)
Applicant: Profi Credit Polska S.A. w Bielsku Białej
Defendant: Mariusz Wawrzosek
Rapporteur: C. Toader
Advocate General: J. Kokott
Bench: 5 judges
M. Ilešič, A. Rosas, C. Toader, A. Prechal, E. Jarašiūnas
Language: Polish
Official: CURIA · EUR-Lex 62017CJ0176

Topics

Approximation of laws Consumer protection

History · 1 version

13 Sept 2018Reading

Connections

Interprets 1: Council Directive 93/13/EEC2 provisions
Cited by 16: CY and Others v Caixabank SA and Banco Bilbao Vizcaya Argentaria SA (C-224/19, C-259/19); FY v Profi Credit Polska S.A. w Bielsku Białej (C-582/21)2 provisions; Aleš Kuhar and Jožef Kuhar v Addiko Bank d.d (C-407/18); SC Raiffeisen Bank SA and BRD Groupe Societé Générale SA v JB and KC (C-698/18, C-699/18); Györgyné Lintner v UniCredit Bank Hungary Zrt (C-511/17); IO v Impuls Leasing România IFN SA (C-725/19); Zulima v Servicios prescriptor y medios de pagos EFC SAU (C-215/21); Vicente v Delia (C-335/21); Profi Credit Polska S.A. v Bogumiła Włostowska and Others and Profi Credit Polska S.A. v OH (C-419/18, C-483/18)2 provisions; EL and TP v Caixabank SA (C-385/20); Profi Credit Bulgaria v T.I.T (C-170/21)2 provisions; Aqua Med sp. z o.o.v Irena Skóra (C-266/18); Kancelaria Medius SA v RN (C-495/19)2 provisions; LKW WALTER Internationale Transportorganisation AG v CB and Others (C-7/21)2 provisions; RK v CR (C-422/20); Bondora AS v Carlos V. C. and XY (C-453/18, C-494/18)
Cites 15: Treaty on the Functioning of the European Union (consolidated 2016); Council Directive 93/13/EEC; Charter of Fundamental Rights of the European Union (consolidated 2016); Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC; Francisco Gutiérrez Naranjo v Cajasur Banco SAU, Ana María Palacios Martínez v Banco Bilbao Vizcaya Argentaria SA (BBVA), Banco Popular Español SA v Emilio Irles López and Teresa Torres Andreu (C-154/15, C-307/15, C-308/15); Banco Español de Crédito, SA v Joaquín Calderón Camino (C-618/10); Mohamed Aziz v Caixa d´Estalvis de Catalunya, Tarragona i Manresa (Catalunyacaixa) (C-415/11); Finanmadrid EFC SA v VA and Others (C-49/14); Ernst Georg Radlinger and Helena Radlingerová v Finway a.s (C-377/14); Zsolt Sziber v ERSTE Bank Hungary Zrt (C-483/16); Banco Santander, SA v Cristobalina Sánchez López (C-598/15)2 provisions; Council Directive 87/102/EEC of 22 December 1986 for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit; The Trustees of the BT Pension Scheme v Commissioners for Her Majesty's Revenue and Customs (C-628/15); Aktiv Kapital Portfolio AS, Oslo, succursale à Zug, formerly Aktiv Kapital Portfolio Invesment v Angel Luis Egea Torregrosa (C-122/14); Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek (C-176/17)