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European Union
Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek (C-176/17)
Consideration of the question referred
46

Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek (C-176/17)

Judgment of 13 Sept 2018law://eu/cjeu/2017/c-176-17/para_46@2026-11-10

46In addition, it states that it does not have available to it all the factual and legal elements arising from the loan agreement at issue.

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Second Chamber
Case: C-176/17 · ECLI:EU:C:2018:711
Decided: 13 Sept 2018
Procedure: Preliminary reference · referred by the Sąd Rejonowy w Siemianowicach Śląskich I Wydział Cywilny (District Court, Siemianowice Śląskie (First Civil Division), Poland)
Applicant: Profi Credit Polska S.A. w Bielsku Białej
Defendant: Mariusz Wawrzosek
Rapporteur: C. Toader
Advocate General: J. Kokott
Bench: 5 judges
M. Ilešič, A. Rosas, C. Toader, A. Prechal, E. Jarašiūnas
Language: Polish
Official: CURIA · EUR-Lex 62017CJ0176

Topics

Approximation of laws Consumer protection

History · 1 version

13 Sept 2018Reading

Connections

Interprets 1: Council Directive 93/13/EEC2 provisions
Cited by 16: CY and Others v Caixabank SA and Banco Bilbao Vizcaya Argentaria SA (C-224/19, C-259/19); FY v Profi Credit Polska S.A. w Bielsku Białej (C-582/21)2 provisions; Aleš Kuhar and Jožef Kuhar v Addiko Bank d.d (C-407/18); SC Raiffeisen Bank SA and BRD Groupe Societé Générale SA v JB and KC (C-698/18, C-699/18); Györgyné Lintner v UniCredit Bank Hungary Zrt (C-511/17)2 provisions; IO v Impuls Leasing România IFN SA (C-725/19); Zulima v Servicios prescriptor y medios de pagos EFC SAU (C-215/21); Vicente v Delia (C-335/21); Profi Credit Polska S.A. v Bogumiła Włostowska and Others and Profi Credit Polska S.A. v OH (C-419/18, C-483/18); EL and TP v Caixabank SA (C-385/20); Profi Credit Bulgaria v T.I.T (C-170/21)2 provisions; Aqua Med sp. z o.o.v Irena Skóra (C-266/18); Kancelaria Medius SA v RN (C-495/19); LKW WALTER Internationale Transportorganisation AG v CB and Others (C-7/21)2 provisions; RK v CR (C-422/20); Bondora AS v Carlos V. C. and XY (C-453/18, C-494/18)
Cites 15: Treaty on the Functioning of the European Union (consolidated 2016); Council Directive 93/13/EEC; Charter of Fundamental Rights of the European Union (consolidated 2016); Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC; Francisco Gutiérrez Naranjo v Cajasur Banco SAU, Ana María Palacios Martínez v Banco Bilbao Vizcaya Argentaria SA (BBVA), Banco Popular Español SA v Emilio Irles López and Teresa Torres Andreu (C-154/15, C-307/15, C-308/15); Banco Español de Crédito, SA v Joaquín Calderón Camino (C-618/10); Mohamed Aziz v Caixa d´Estalvis de Catalunya, Tarragona i Manresa (Catalunyacaixa) (C-415/11); Finanmadrid EFC SA v VA and Others (C-49/14); Ernst Georg Radlinger and Helena Radlingerová v Finway a.s (C-377/14); Zsolt Sziber v ERSTE Bank Hungary Zrt (C-483/16); Banco Santander, SA v Cristobalina Sánchez López (C-598/15); Council Directive 87/102/EEC of 22 December 1986 for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit; The Trustees of the BT Pension Scheme v Commissioners for Her Majesty's Revenue and Customs (C-628/15); Aktiv Kapital Portfolio AS, Oslo, succursale à Zug, formerly Aktiv Kapital Portfolio Invesment v Angel Luis Egea Torregrosa (C-122/14); Profi Credit Polska S.A. w Bielsku Białej v Mariusz Wawrzosek (C-176/17)