40In so far as the Hungarian legislature remedied the problems connected with the practice of credit institutions consisting in concluding loan contracts including terms relating to exchange difference by modifying those terms by legislative means and by safeguarding, at the same time, the validity of loan contracts, such an approach corresponds to the objective pursued by the Union legislature in the context of Directive 93/13, and in particular Article 6(1) thereof. That objective consists in restoring the balance between the parties while in principle preserving the validity of the contract as a whole, not in cancelling all contracts containing unfair terms (see, to that effect, judgment of 15 March 2012, Pereničová and Perenič, C‑453/10, EU:C:2012:144, paragraph 31).
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