36In that regard, in the first place, as regards the term concerning the exchange difference at issue in the main proceedings, it is apparent from the reference for a preliminary ruling that the legislation referred to in the first three questions includes the DH 1, DH 2 and DH 3 Laws, as set out in paragraphs 9 to 14 of the present judgment, which were adopted after the conclusion of the loan contracts covered by them for the purposes of implementing a decision of the Kúria (Supreme Court) adopted following the judgment of 30 April 2014, Kásler and Káslerné Rábai (C‑26/13, EU:C:2014:282). Those laws classify, in particular, terms relating to the exchange difference included in loan contracts as defined in those laws as being unfair and void, replace, with retroactive effect, those terms with terms applying the official exchange rate fixed by the National Bank of Hungary for the corresponding currency, and convert, with prospective effect, the outstanding amount of the loan into a loan denominated in the national currency.
Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.