Judgment_paragraph 66 · Banco Santander SA v Mahamadou Demba and Mercedes Godoy Bonet and Rafael Ramón Escobedo Cortés v Banco de Sabadell SA (C-96/16, C-94/17)

66It is for the national court to check whether the contractual terms brought before it must be classed as unfair, by taking account, in principle, and in accordance with Article 4(1) of Directive 93/13, of all the circumstances of the case (see, to that effect, judgment of 14 March 2013, Aziz, C‑415/11, EU:C:2013:164, paragraph 71).