36Accordingly, the First Directive, as amplified and supplemented by the Second and Third Directives, requires the Member States to ensure that civil liability in respect of the use of vehicles normally based in their territory is covered by insurance, and specifies, inter alia, the types of damage and the third-party victims to be covered by that insurance (judgment of 23 October 2012, Marques Almeida, C‑300/10, EU:C:2012:656, paragraph 27 and the case-law cited).
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