52In the present case, having regard to the objective of unblocking the judicial system, it does not appear, which it is nevertheless for the referring court to ascertain, that the rules requiring the consumer to submit a claim containing actual figures consisting, at least in part, in a statement of accounts previously established by the financial institution concerned and to specify the legal consequence that he requests the national court to apply if the loan agreement in question, or some of its terms, is invalid, are so complex and include such onerous requirements that they disproportionately affect the consumer’s right to effective judicial protection.
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