Judgment_paragraph 35 · Ruxandra Paula Andriciuc and Others v Banca Românească SA (C-186/16)

35As far as concerns the category of contractual terms falling within the concept of ‘main subject matter of the contract’, within the meaning of Article 4(2) of Directive 93/13, those terms must be understood as being those that lay down the essential obligations of the contract and, as such, characterise it (judgments of 3 June 2010, Caja de Ahorros y Monte de Piedad de Madrid, C‑484/08, EU:C:2010:309, paragraph 34, and of 23 April 2015, Van Hove, C‑96/14, EU:C:2015:262, paragraph 33).