Judgment_paragraph 36 · Banco Santander, SA v Cristobalina Sánchez López (C-598/15)

36The system of protection introduced by Directive 93/13 is based on the idea that the consumer is in a weak position vis-à-vis the seller or supplier, as regards both his bargaining power and his level of knowledge. This situation leads to the consumer agreeing to terms drawn up in advance by the seller or supplier without being able to influence the content of those terms (judgments of 10 September 2014, Kušionová, C‑34/13, EU:C:2014:2189, paragraph 48, and of 1 October 2015, ERSTE Bank Hungary, C‑32/14, EU:C:2015:637, paragraph 39).

Banco Santander, SA v Cristobalina Sánchez López (C-598/15)

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