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European Union
Home Credit Slovakia a.s. v Klára Bíróová (C-42/15)
Judgment
Consideration of the questions referred
The third and fourth questions
48

Home Credit Slovakia a.s. v Klára Bíróová (C-42/15)

Judgment of 9 Nov 2016law://eu/cjeu/2015/c-42-15/para_48@2026-11-11

48As the Advocate General observed in point 55 of her Opinion, the objective of that provision is to ensure that the consumer knows the date on which each payment to be made falls due.

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Third Chamber
Case: C-42/15 · ECLI:EU:C:2016:842
Decided: 9 Nov 2016
Procedure: Preliminary reference · referred by the Okresný súd Dunajská Streda (District Court, Dunajská Streda, Slovakia)
Applicant: Home Credit Slovakia, a.s.
Defendant: Klára Bíróová
Rapporteur: M. Safjan
Advocate General: E. Sharpston
Bench: 5 judges
L. Bay Larsen, M. Vilaras, J. Malenovský, M. Safjan, D. Šváby
Language: Slovak
Official: CURIA · EUR-Lex 62015CJ0042

Topics

Approximation of laws Consumer protection

History · 1 version

9 Nov 2016Reading

Connections

Interprets 1: Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC
Interpreted by the courts in 2: LH v Profi Credit Slovakia s.r.o (C-485/19); TE v Pohotovosť s.r.o (C-331/18)
Cited by 12: LH v Profi Credit Slovakia s.r.o (C-485/19)7 provisions; VK and Others v BMW Bank GmbH and Others (C-38/21); S.R.G. v Profi Credit Bulgaria EOOD (C-714/22); UK and Others v Volkswagen Bank GmbH and Others (C-33/20); TE v Pohotovosť s.r.o (C-331/18)7 provisions; OPR-Finance s.r.o. v GK (C-679/18); Ultimo Portfolio Investment (Luxembourg) S.A. v KM (C-303/20); Z. sp. z o.o. v A. S.A (C-326/22); JC v Kreissparkasse Saarlouis (C-66/19); Lexitor sp. z o.o. v A. B. S.A (C-472/23); A. B. and F. B. v Slovenská sporiteľňa a.s (C-677/23)2 provisions; RN v Home Credit Slovakia a.s (C-290/19)
Cites 10: Directive 97/7/EC of the European Parliament and of the Council of 20 May 1997 on the protection of consumers in respect of distance contracts - Statement by the Council and the Parliament re Article 6 (1) - Statement by the Commission re Article 3 (1), first indent; Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC; Content Services Ltd v Bundesarbeitskammer (C-49/11); Ernst Georg Radlinger and Helena Radlingerová v Finway a.s (C-377/14); SC Volksbank România SA v Autoritatea Naţională pentru Protecţia Consumatorilor — Comisariatul Judeţean pentru Protecţia Consumatorilor Călăraşi (CJPC) (C-602/10); Maria Bucura v SC Bancpost SA (C-348/14); Pohotovosť s.r.o. v Iveta Korčkovská (C-76/10); CA Consumer Finance SA v Ingrid Bakkaus and Others (C-449/13); Council Directive 87/102/EEC of 22 December 1986 for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit; LCL Le Crédit Lyonnais SA v Fesih Kalhan (C-565/12)