43It should be observed at the outset that, in the earlier case which gave rise to the judgment in Kásler and Káslerné Rábai (C‑26/13, EU:C:2014:282), the Kúria (Supreme Court) also asked the Court about the conditions of application of Directive 93/13 in the specific context of foreign currency denominated consumer loan agreements. The Kúria (Supreme Court), by judgment 2/2014 PJE, which was delivered in order to ensure uniform interpretation of the provisions of civil law, held that the clauses concerning the terms relating to the exchange rate, in so far as they introduce an asymmetry between the purchase price of the currency, applied when the loan is advanced, and its sale price, applied for the calculation of the monthly instalments, could be reviewed in order to determine whether they were unfair and in fact had to be held to be unfair given, inter alia, that the bank charges the client a fee equal to the difference between those exchange rates without providing a service to the client in return.
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