Skip to content

GlobalLawDBby GenieAI

Laws Search Sanctions Map Data Developers

Search the text of the law

Log in Get an API key

Laws Search Sanctions Map Data Developers

Log in Get an API key

The Global Law Database. Free to read, built for people and AI agents.

Explore

All laws
Search the text
Sanctions
Map of connections
Compare UK and EU

Developers

AI agents (MCP)
REST API
Bulk data
API keys

Coverage

United Kingdom
European Union
United States
Canada
Australia
France
Germany
Netherlands
Spain
Austria
Norway
Finland
Switzerland
Ireland

GlobalLawDB is made by GenieAI, London. It is not legal advice: check the official text before relying on it. Text comes from official publishers under their licences, listed on the Data page.

ThemeMatch my systemLightDark

European Union
Horațiu Ovidiu Costea v SC Volksbank România SA (C-110/14)
Judgment
The question referred for a preliminar…
Consideration of the question referred…
21

Horațiu Ovidiu Costea v SC Volksbank România SA (C-110/14)

Judgment of 3 Sept 2015law://eu/cjeu/2014/c-110-14/para_21@2026-11-11

21The concept of ‘consumer’, within the meaning of Article 2(b) of Directive 93/13, is, as the Advocate General observes in points 28 to 33 of his Opinion, objective in nature and is distinct from the concrete knowledge the person in question may have, or from the information that person actually has.

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Fourth Chamber
Case: C-110/14 · ECLI:EU:C:2015:538
Decided: 3 Sept 2015
Procedure: Preliminary reference · referred by the Judecătoria Oradea (Romania)
Applicant: Horațiu Ovidiu Costea
Defendant: SC Volksbank România SA
Rapporteur: M. Safjan
Advocate General: P. Cruz Villalón
Bench: 5 judges
L. Bay Larsen, K. Jürimäe, J. Malenovský, M. Safjan, A. Prechal
Language: Romanian
Official: CURIA · EUR-Lex 62014CJ0110

Topics

Approximation of laws Consumer protection

History · 1 version

3 Sept 2015Reading

Connections

Interprets 1: Council Directive 93/13/EEC2 provisions
Cited by 11: Henri Pouvin and Marie Dijoux, v Electricité de France (EDF) (C-590/17)2 provisions; I.S. and K.S. v YYY. S.A (C-570/21); Maximilian Schrems v Facebook Ireland Limited (C-498/16)2 provisions; Karel de Grote – Hogeschool Katholieke Hogeschool Antwerpen VZW v Susan Romy Jozef Kuijpers (C-147/16); Jana Petruchová v FIBO Group Holdings Limited (C-208/18)2 provisions; OZ v Lyoness Europe AG (C-455/21); Sabrina Wathelet v Garage Bietheres & Fils SPRL (C-149/15)2 provisions; SIA 'A' v C and Others (C-365/23)2 provisions; Scotch Whisky Association v Michael Klotz (C-44/17); Eisenberger Gerüstbau GmbH v JK (C-564/24); Proceedings brought by HR (C-512/17)
Cites 8: Treaty on the Functioning of the European Union (consolidated 2016); Council Directive 93/13/EEC2 provisions; Juan Carlos Sánchez Morcillo and María del Carmen Abril García v Banco Bilbao Vizcaya Argentaria SA (C-169/14); Dirk Frederik Asbeek Brusse and Katarina de Man Garabito v Jahani BV (C-488/11); Birutė Šiba v Arūnas Devėnas (C-537/13); Froukje Faber v Autobedrijf Hazet Ochten BV (C-497/13); Traum EOOD v Direktor na Direktsia ‘Obzhalvane i danachno-osiguritelna praktika’ Varna pri Tsentralno upravlenie na Natsionalnata agentsia za prihodite (C-492/13); Criminal proceedings against Patrice Di Pinto (C-361/89)