Judgment_paragraph 33 · Unicaja Banco, SA v José Hidalgo Rueda and Others and Caixabank SA v Manuel María Rueda Ledesma and Others (C-482/13, C-484/13, C-485/13, C-487/13)

33It is true that the Court has also recognised the possibility for the national court of substituting a supplementary provision of national law for an unfair term, provided that that substitution is consistent with the objective of Article 6(1) of Directive 93/13 and enables real balance between the rights and obligations of the parties to be restored. However, that possibility is limited to cases in which the invalidity of the unfair term would require the court to annul the contract in its entirety, thereby exposing the consumer to disadvantageous consequences (see, to that effect, Kásler and Káslerné Rábai, EU:C:2014:282, paragraphs 82 to 84).