Judgment_paragraph 29 · Unicaja Banco, SA v José Hidalgo Rueda and Others and Caixabank SA v Manuel María Rueda Ledesma and Others (C-482/13, C-484/13, C-485/13, C-487/13)

29In particular, that provision may not be interpreted as allowing the national court, if it establishes that a penalty clause in a contract concluded between a seller or supplier and a consumer is unfair, to reduce the amount of the penalty imposed on the consumer instead of excluding the application of that clause in its entirety with regard to that consumer (judgment in Asbeek Brusse and de Man Garabito, EU:C:2013:341, paragraph 59).