Judgment_paragraph 19 · Unicaja Banco, SA v José Hidalgo Rueda and Others and Caixabank SA v Manuel María Rueda Ledesma and Others (C-482/13, C-484/13, C-485/13, C-487/13)

19In Case C‑482/13, the mortgage loan was subject to a default interest rate of 18%, which could be increased if the addition of four percentage points to the adjusted interest rate resulted in a higher interest rate, subject to a maximum nominal rate of 25% per annum. In Cases C‑484/13, C‑485/13 and C‑487/13, the mortgage loans were subject to a default interest rate of 22.5%.