21It should be noted at the outset that the pre-contractual obligations referred to in the questions contribute to attaining the objective pursued by Directive 2008/48, which, as can be seen from recitals 7 and 9 in the preamble to that directive, consists in providing, as regards consumer credit, full and mandatory harmonisation in a number of key areas, which is regarded as necessary in order to ensure that all consumers in the European Union enjoy a high and equivalent level of protection of their interests and to facilitate the emergence of a well-functioning internal market in consumer credit (see judgment in LCL Le Crédit Lyonnais, C‑565/12, EU:C:2014:190, paragraph 42).
Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.