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European Union
Árpád Kásler and Hajnalka Káslerné Rábai v OTP Jelzálogbank Zrt (C-26/13)
Judgment
The questions referred for a prelimina…
The second question
68

Árpád Kásler and Hajnalka Káslerné Rábai v OTP Jelzálogbank Zrt (C-26/13)

Judgment of 30 Apr 2014law://eu/cjeu/2013/c-26-13/para_68@2026-11-10

68It follows that that requirement of plain, intelligible language applies in all cases, including that in which a term falls within Article 4(2) of Directive 93/13 and therefore avoids the assessment of its unfairness referred to in Article 3(1) thereof.

Source: EUR-Lex, © European Union, 1998-2026. Reuse authorised under Decision 2011/833/EU.

Key facts

Court: Court of Justice · Fourth Chamber
Case: C-26/13 · ECLI:EU:C:2014:282
Decided: 30 Apr 2014
Procedure: Preliminary reference · referred by the Kúria (Hungary)
Applicants: Árpád Kásler; Hajnalka Káslerné Rábai
Defendant: OTP Jelzálogbank Zrt
Rapporteur: A. Prechal
Advocate General: N. Wahl
Bench: 4 judges
L. Bay Larsen, A. Prechal, F. Biltgen, K. Jürimäe
Language: Hungarian
Official: CURIA · EUR-Lex 62013CJ0026

Topics

Approximation of laws Consumer protection

History · 1 version

30 Apr 2014Reading

Connections

Interprets 1: Council Directive 93/13/EEC3 provisions
Interpreted by the courts in 1: Kamil Dziubak and Justyna Dziubak v Raiffeisen Bank International AG, prowadzący działalność w Polsce w formie oddziału pod nazwą Raiffeisen Bank International AG Oddział w Polsce, anciennement Raiffeisen Bank Polska SA (C-260/18)
Cited by 21: CY and Others v Caixabank SA and Banco Bilbao Vizcaya Argentaria SA (C-224/19, C-259/19); VB and Others v BNP Paribas Personal Finance SA and AV and Others v BNP Paribas Personal Finance SA and Procureur de la République (C-776/19, C-777/19, C-778/19, C-779/19, C-780/19, C-781/19, C-782/19); Banca B. SA v A.A.A (C-269/19); DP and SG v Trapeza Peiraios AE (C-243/20); Caixabank SA v X (C-565/21); D.V. v M.A (C-395/21); E.K. and Others v D.B.P. and Others (C-80/21)2 provisions; Profi Credit Polska S.A. and Others v QJ and Others (C-84/19, C-222/19, C-252/19); Dexia Nederland BV v XXX and Z (C-229/19, C-289/19); BNP Paribas Personal Finance SA v VE (C-609/19); Vicente v Delia (C-335/21); JZ v OTP Jelzálogbank Zrt. and Others (C-932/19)4 provisions; ZH and KN v AxFina Hungary Zrt (C-630/23); UK and Others v Volkswagen Bank GmbH and Others (C-33/20); CAJASUR Banco S.A. v JO and IM (C-35/22); M.P. and B.P. v „A.” prowadzący działalność za pośrednictwem „A.” S.A (C-212/20); Caixabank SA and Others v WE and Others (C-810/21); Ocidental – Companhia Portuguesa de Seguros de Vida SA v LP (C-263/22); Beeren-, Wild-, Feinfrucht GmbH v Hauptzollamt Erfurt (C-825/19); J.J. v PKO BP S.A (C-471/24); Request for a preliminary ruling from the Sofiyski rayonen sad (C-337/23)
Cites 9: Council Directive 93/13/EEC2 provisions; Banco Español de Crédito, SA v Joaquín Calderón Camino (C-618/10); Jana Pereničová and Vladislav Perenič v SOS financ spol. s r. o (C-453/10); RWE Vertrieb AG v Verbraucherzentrale Nordrhein-Westfalen eV (C-92/11); Caja de Ahorros y Monte de Piedad de Madrid v Asociación de Usuarios de Servicios Bancarios (Ausbanc) (C-484/08); Nemzeti Fogyasztóvédelmi Hatóság v Invitel Távközlési Zrt (C-472/10); OSA — Ochranný svaz autorský pro práva k dílům hudebním o.s. v Léčebné lázně Mariánské Lázně a.s (C-351/12); Fish Legal and Emily Shirley v Information Commissioner and Others (C-279/12); Árpád Kásler and Hajnalka Káslerné Rábai v OTP Jelzálogbank Zrt (C-26/13)